The SaccoShares Journal

Field notes from the Kenyan cooperative economy.

Market outlooks, member stories, and practical playbooks written for the Kenyans who actually own, save, and lend through SACCOs.

Latest 28 articles

Fresh off the desk

The Secondary Market Advantage: How to Price and Trade Your SACCO Shares in 2026
SACCO Shares

The Secondary Market Advantage: How to Price an…

Stuck with non-withdrawable SACCO shares? In 2026, you don't have to wait for a miracle to get your cash. Learn how to value your equity and navigate the Saccoshares marketplace to find buyers for your share capital.

SaccoShares Team
4 min
♥ 0 💬 0 1599 Feb 12, 2026
Interest on Deposits vs. Dividends in Kenya: Which Earns More in 2026?
SACCO Shares

Interest on Deposits vs. Dividends in Kenya: Wh…

Interest vs. Dividends: Where should you invest in 2026? Discover why SACCO dividends (up to 20%) are outperforming interest on deposits (up to 13%) and how the lower 10% withholding tax on shares keeps more money in your pocket.

SaccoShares Team
3 min
♥ 0 💬 0 1004 Feb 11, 2026
Joining Tower SACCO in 2026: Costs, Share Returns, and Member Benefits
SACCO Shares

Joining Tower SACCO in 2026: Costs, Share Retur…

Thinking of joining Tower SACCO in 2026? Discover the Ksh 500 entrance fee, the industry-leading 20% dividend on shares, and the 6x loan multiplier that makes it a top choice for Kenyan investors.

SaccoShares Team
3 min
♥ 0 💬 0 411 Feb 11, 2026
Tower Sacco's "Golden Jubilee" Performance (2025/2026 Results)
SACCO Shares

Tower Sacco's "Golden Jubilee" Performance (202…

Why Tower SACCO is currently the "talk of the town" in 2026, we have to look past the 20% dividend headline. Their latest 50th Annual General Meeting (AGM), held on January 24, 2026, revealed a powerhouse that has transitioned from a regional Nyandarua society to a top-tier national financial player

SaccoShares Team
3 min
♥ 0 💬 0 204 Feb 11, 2026
Should You Sell Your Shares Before the 2026 Merger Wave? A Guide for Small SACCO Members
SACCO Shares

Should You Sell Your Shares Before the 2026 Mer…

Should you stay or go? As the 2026 SACCO merger wave hits Kenya, members of smaller societies face a critical choice. Learn what the Nufaika-Fortune consolidation means for your wealth and how to safely exit a SACCO by selling non-withdrawable shares on the Saccoshares marketplace.

SaccoShares Team
3 min
♥ 0 💬 0 193 Feb 10, 2026
Top 5 Best SACCOs to Join in Kenya (2026 Rankings)
SACCO Shares

Top 5 Best SACCOs to Join in Kenya (2026 Rankin…

Which is the best SACCO to join in Kenya 2026? Whether you want the high dividends of Tower SACCO, the digital ease of Stima, or the rock-solid safety of the Kenya Police SACCO, our 2026 guide ranks the top SASRA-regulated societies.

SaccoShares Team
3 min
♥ 0 💬 0 144 Feb 10, 2026
Highest Dividend Paying SACCOs in Kenya 2026: The Ultimate Payout Tracker
SACCO Shares

Highest Dividend Paying SACCOs in Kenya 2026: T…

Looking for the highest dividend paying SACCOs in Kenya 2026? Our definitive guide tracks the latest AGM announcements, featuring leaders like Tower SACCO (20%), Yetu SACCO (19%), and Stima SACCO (15%).

SaccoShares Team
4 min
♥ 0 💬 0 349 Feb 10, 2026
The Battle for Your Vote: Why Tower SACCO Members Rejected the Delegate System in 2026
SACCO Shares

The Battle for Your Vote: Why Tower SACCO Membe…

Why did Tower SACCO members reject the delegate system in 2026? Explore the high-stakes battle between direct voting and delegate representation in Kenya's cooperative sector. Understand how these SACCO governance reforms impact the stability of your share capital.

SaccoShares Team
3 min
♥ 0 💬 0 215 Feb 9, 2026
2026 Dividend Tracker: The Top Performers at a Glance
SACCO Shares

2026 Dividend Tracker: The Top Performers at a …

As the Annual General Meeting (AGM) season hits its peak, several societies have set the bar high with record-breaking payouts, proving that Sacco shares remain a top-tier asset class for passive income.

SaccoShares Team
5 min
♥ 0 💬 0 183 Feb 9, 2026